Indicative only — not a quote or commitment to lend. Subject to lender assessment and individual circumstances.

Indicative only — not a quote or commitment to lend. Subject to lender assessment and individual circumstances.

Privacy Policy

Last updated: 11 December 2025

This Privacy Policy explains how Edgehill Property Finance Ltd ("we", "us", "our") collects, uses and protects your personal data when you use our website, contact us or use our services.

1

Who we are

Edgehill Property Finance Ltd is registered in England and Wales (company number 15398493).

Registered office: Room F18, Paddock Business Centre, Paddock Road, Skelmersdale, Lancashire, United Kingdom, WN8 9PL.

Edgehill Property Finance Ltd (FRN 1045936) is an appointed representative of Beneficial Ltd, which is authorised and regulated by the Financial Conduct Authority, FRN 736655.

For the purposes of data protection law in the UK (including the UK GDPR and Data Protection Act 2018), Edgehill Property Finance Ltd is the "controller" of your personal data in relation to this website and our services.

2

How to contact us about your data

If you have any questions about this policy or how we handle your data, please contact:

Email: Enquiries@edgehillpf.com

Post: Edgehill Property Finance Ltd, Room F18, Paddock Business Centre, Paddock Road, Skelmersdale, Lancashire, United Kingdom, WN8 9PL

Phone: +44 161 938 8146

3

What personal data we collect

The personal data we collect will depend on how you interact with us. It may include:

  • Identity and contact details: name, job title, email address, phone number, postal address.
  • Finance and application information: details about your property or project, your funding requirements, income and affordability information, business details and other information you provide as part of an enquiry or application.
  • Technical and usage data: IP address, browser type, operating system, referring URLs, pages viewed and similar information about how you use our Site.
  • Marketing preferences: your preferences for receiving marketing communications from us.
4

How we collect your data

We usually collect data directly from you when you:

  • complete forms on our Site;
  • contact us by phone, email or through other channels;
  • provide information as part of a finance enquiry or application.

Where relevant to your enquiry or application, we may also receive information from:

  • lenders and other finance providers;
  • credit reference and fraud prevention agencies;
  • professional advisers (e.g. solicitors, valuers);
  • our principal firm Beneficial Ltd and other intermediaries;
  • publicly available sources.
5

How we use your personal data and legal bases

We will use your personal data for the following purposes:

To respond to enquiries and provide our services: to assess your enquiry, explore finance options and, where requested, submit applications to lenders.

Legal basis: performance of a contract or taking steps at your request before entering into a contract.

To manage our relationship with you: to communicate about your case or application, handle queries and provide customer service.

Legal basis: performance of a contract; our legitimate interests in running our business and maintaining good relationships.

To send relevant updates and marketing (where appropriate): to send you information about our services or related topics that may be of interest.

Legal basis: our legitimate interests (for business contacts) or your consent where required. You can opt-out at any time.

To improve our Site and services: to analyse how visitors use our Site and improve its content and user experience.

Legal basis: our legitimate interests in developing and improving our business and services.

To meet legal and regulatory obligations: to comply with regulations, anti-money laundering laws, fraud prevention requirements and other legal obligations.

Legal basis: legal obligation; our legitimate interests in protecting our business and customers.

6

Who we share your data with

We may share your personal data with:

  • lenders, finance providers and other firms involved in arranging finance for you;
  • credit reference and fraud prevention agencies, where necessary;
  • our principal firm Beneficial Ltd, where required under our regulatory arrangements;
  • professional advisers such as solicitors, valuers or accountants involved in your transaction;
  • IT, hosting and software providers who support our systems and Site;
  • regulators, law enforcement or other authorities where we are required to do so by law.

We do not sell your personal data.

7

International transfers

If we transfer your personal data outside the United Kingdom, we will ensure that appropriate safeguards are in place (for example, approved contractual clauses) to protect your data in accordance with UK data protection law.

8

How long we keep your data

We will keep your personal data only for as long as is reasonably necessary for the purposes set out in this policy, including to satisfy legal, accounting or reporting requirements.

In many cases, finance-related records are retained for up to 7 years after our relationship with you ends, but retention periods may vary depending on the type of data and our legal obligations.

9

Your rights

Under UK data protection law, you have a number of rights in relation to your personal data, including the right to:

  • request access to the personal data we hold about you;
  • request correction of any inaccurate or incomplete data;
  • request erasure of your data in certain circumstances;
  • request restriction of processing of your data;
  • object to processing based on our legitimate interests;
  • request the transfer of your data to you or to another organisation (data portability);
  • withdraw consent where we rely on consent (for example, for certain marketing).

To exercise any of these rights, please contact us at Enquiries@edgehillpf.com.

You also have the right to make a complaint to the Information Commissioner's Office (ICO) at www.ico.org.uk.

10

Cookies and similar technologies

We use cookies and similar technologies on our Site. Some cookies are necessary for the Site to function, while others help us improve the Site by collecting analytics information. For more details, please see our Cookie Notice.

11

Third-party links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policies of any external websites you visit.

12

Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Please check back regularly to stay informed about how we use your personal data.