Get answers to common questions aboutour property finance solutions
We can typically provide funding decisions within 24-48 hours and complete within 7-14 days for most bridging finance applications, subject to satisfactory due diligence.
Typically we require proof of identity, proof of income/assets, property details, purchase contract (if applicable), and exit strategy. Our team will provide a full checklist based on your specific requirements.
Our rates are competitive and depend on factors including LTV, deal complexity, and borrower experience. We provide detailed quotations with no obligation. Contact us for current rates.
Yes, we typically charge an arrangement fee which can often be added to the loan. All fees are clearly disclosed upfront with no hidden charges. Use our calculators to see the full cost breakdown.
Most of our products allow early repayment, though terms vary by product. Some may have minimum interest periods. We'll explain all terms clearly before you commit.
LTV limits vary by product: Bridging up to 80%, Development up to 70% LTGDV, BTL up to 75%, Commercial up to 70%. Actual LTV depends on property type, location, and borrower profile.
Most of our lending is unregulated as it's for investment properties or business purposes. Regulated loans (for residential owner-occupied properties) are available but subject to different criteria and processes.
We arrange professional RICS valuations through our panel of qualified surveyors. Valuation costs are typically £400-800 depending on property value and complexity. Desktop valuations may be acceptable for simple cases.
Yes, you'll need independent legal representation. We can recommend solicitors from our panel who are familiar with our processes, or you can use your own qualified property solicitor.
We lend to individuals, companies, and partnerships with property investment experience. Key factors include credit history, property experience, exit strategy, and affordability. First-time investors are considered on a case-by-case basis.